Prime Day particular: Get $20 off at Amazon with eligible Citibank bank cards | Source Underscored

Prime Day special: Get $20 off at Amazon with eligible Citibank credit cards | CNN Underscored


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Amazon has been extraordinarily beneficiant with its bank card promotions over the past 12 months, with reductions at the moment out there for American Express, Chase and Discover card holders. But only for Amazon Prime Day this 12 months — which is formally underway — Citibank card holders who earn ThankYou factors may also doubtlessly be a part of the bandwagon.

Now by means of June 22, Amazon buyers with focused Citi ThankYou bank cards can get $20 off their Amazon purchases of $50 or extra after they pay for a portion of their buy with ThankYou factors.


Targeted Citi ThankYou bank card holders can get $20 off at Amazon on a purchase order of $50 or extra throughout Prime Day.

Just as with the Amex, Chase and Discover reductions, not everybody will likely be eligible for this promotion, and there are a number of steps you’ll must observe to search out out should you’re focused — after which to make use of the low cost in case you are. But we’ve put all of it right into a step-by-step information to make it simpler to economize in your subsequent Amazon buy.

Citi points many alternative bank cards, however for this promotion, you want a card that particularly earns ThankYou factors, that are most frequently used for journey, however may be redeemed in different methods as effectively. One of these alternate redemption choices is Amazon’s “Shop With Points” tool, which lets you pay in your purchases at Amazon with ThankYou factors as a substitute of money.

There are a number of Citi bank cards that earn ThankYou factors, together with the Citi Premier℠ Card and the Citi Prestige® Card. But these playing cards include annual charges, so should you don’t have already got a Citi ThankYou card, you would possibly need to think about the Citi Rewards+℠ Card, which has no annual payment and earns 2 factors for each greenback you spend at supermarkets and gasoline stations as much as $6,000 a 12 months (then 1 level thereafter), and 1 level on all different purchases.

The Citi Rewards+ card additionally robotically rounds as much as the closest 10 factors on every little thing you purchase, so it’s an awesome selection for small purchases. And for brand spanking new card holders, the Citi Rewards+ additionally at the moment comes with a sign-up bonus of 15,000 ThankYou factors after you spend $1,000 on purchases within the first three months after opening the account.

Related: Read CNN Underscored’s review of the Citi Rewards+ card.

In order to have the ability to use ThankYou factors to pay in your Amazon purchases (and to make use of this $20 low cost should you’re focused for it), you’ll must enroll your Citi ThankYou bank card within the Shop With Points program. You can enroll by clicking on this link, or by selecting “Shop With Points” underneath the “Your Account” tab at Amazon’s web site.

Enroll your Citi ThankYou credit card in Amazon's Shop With Points program.


Enroll your Citi ThankYou bank card in Amazon’s Shop With Points program.

You’ll additionally want so as to add your Citi bank card as a cost technique at Amazon (should you don’t have it as one already) with a view to hyperlink it to the Shop With Points tool.

Once your Citi ThankYou card is linked to Amazon’s Shop With Points, click on this link to see should you’re eligible for the $20 low cost. If you might be, you’ll see the provide seem together with a “Click to activate” button. Make certain you click on the button to save lots of the provide to your account.

If, then again, you see a message that claims “Thank you for your interest in this offer. Unfortunately, you are not eligible for this invitation-only offer” then it means you’re not at the moment focused for this explicit promotion.

However, these promotions seem usually on Amazon, so be sure you preserve your Citi ThankYou card enrolled in Shop With Points so to doubtlessly be focused the subsequent time a suggestion comes down the street.

If you bought the provide, you can begin shopping at Amazon as you usually would, although it’s essential to put your gadgets within the Amazon cart moderately than shopping for by means of the “1-Click” choice.

Also, solely gadgets offered by Amazon itself are eligible for the low cost — merchandise from third-party sellers gained’t get $20 off. That means you’ll need to search for gadgets marked “sold by” or “sold by Amazon Digital Services LLC” on the product element web page to make sure they qualify.

When you’re able to pay for the gadgets in your cart, you have to do two issues. First, you have to choose your Citi ThankYou bank card as your cost technique. And then, you additionally want to use Citi ThankYou factors to pay for at the very least a part of your buy to ensure that the low cost to seem.

If you need, you should utilize ThankYou factors to pay in your complete buy, however that may not be your best option. Citi ThankYou factors are solely value 0.eight cents every whenever you use them to pay at Amazon, however whenever you redeem them for journey, you may get much more out of them.

In truth, frequent flyer web site The Points Guy values Citi ThankYou Rewards at 1.7 cents apiece due to the worth you may get for them from journey, so that you’re getting lower than half of that whenever you redeem them at Amazon as a substitute.

However, you don’t must redeem ThankYou factors in your complete Amazon buy with a view to set off the $20 discount. In truth, you’ll be able to apply simply 1 level and pay for the remaining along with your Citi ThankYou card, and also you’ll nonetheless get the low cost on all of the eligible gadgets in your cart.

Use just 1 ThankYou point and pay for the rest of your purchase with your Citi credit card, and you'll still get the $20 discount.


Use simply 1 ThankYou level and pay for the remainder of your buy along with your Citi bank card, and you will nonetheless get the $20 low cost.

In order to make use of 1 level, enter “$0.01” within the field the place it says “Apply Citi ThankYou Points.” You’ll see each the low cost and the redeemed level mirrored in your order totals on the suitable facet of the checkout display.

While the $20 low cost doesn’t apply to Amazon present playing cards, it does apply to many different third-party retailer gift cards that Amazon sells. And Amazon actually has a whole bunch of choices, together with retailers that is perhaps helpful proper now resembling Netflix, DoorDash, Safeway and extra.

Buy a Whole Foods gift card using the discount and bank the savings for later.


Buy a Whole Foods present card utilizing the low cost and financial institution the financial savings for later.

So even should you don’t have something you want at Amazon in the intervening time, you’ll be able to buy a gift card for yourself utilizing the low cost and financial institution the financial savings for later.

If you’re not focused for this explicit Citibank bank card promotion, related gives re-surface all year long, so there’s an opportunity you’ll be capable to obtain financial savings sooner or later. Also, when you’ve got an American Express, Chase or Discover card, you’ll be able to see should you’re eligible for related promotions that Amazon is at the moment operating for these card holders.

And should you don’t have any of those bank cards, be sure you try our information to make sure you’re at the very least utilizing the best credit card for your Amazon purchases, even should you can’t get any reductions proper now.

With Amazon being a go-to buying web site proper now, this promotion is the right method to economize should you’re eligible. So be sure you have a look should you’re a Citibank bank card holder, and should you’re focused, get your $20 discount whenever you purchase from Amazon at present!

Check out our list of all the Amazon Prime Day 2021 deals to add to your cart now.

Get all the latest personal finance deals, news and advice at CNN Underscored Money.

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